@phillmv @John my very crappy insurance, for a family of three, is $1184 US per month. some unpredictable fraction of that gets covered by a subsidy, depending on what my income proves to be and the phases of the moon. that’s with a very narrow network of providers, a $7500 deductible (payable before insurance begins to reimburse), and up to $9400 payable out-of-pocket in a calendar year. 3/